Helen Levy Thomas DeLeire What Do People Buy When They Don ’ t Buy Health Insurance and What Does that Say about Why They Are Uninsured ?

What do people buy when they don't buy health insurance and what does that say about why they are uninsured?

Using data from the Consumer Expenditure Survey, this study compares household spending on different goods by insured versus uninsured households, controlling for total spending and demographic characteristics. The analysis shows that uninsured households, on average, spend more on housing, food, alcohol, and tobacco compared to insured households. These results suggest that both prices and pre...

Economic Research Initiative on the Uninsured Working Paper Series WHAT DO WE REALLY KNOW ABOUT WHETHER HEALTH INSURANCE

The effect of health savings accounts on health insurance coverage.

The authors investigate the potential of Health Savings Accounts (HSAs) to expand health insurance coverage. They examine how many currently uninsured people might be encouraged to buy coverage through HSAs, and what the impacts of such actions might be on the group and nongroup health insurance markets. Their main conclusions: HSAs are not likely to be an important contributor to expanding cov...

Economic Research Initiative on the Uninsured Working Paper Series IS WELFARE REFORM RESPONSIBLE FOR LOW-SKILLED WOMEN’S DECLINING HEALTH INSURANCE COVERAGE IN THE 1990S?

We use data from the 1989-2001 March Supplements to the Current Population Survey to determine whether welfare reform contributed to declines in health insurance coverage experienced by low-skilled women. Between 1988 and 2000, women with less than a high school education experienced an 8.0 percentage point decline in the probability of having health insurance. Against this backdrop of large de...

How Factors of the Interpretive Structural Model Affect the Intent to Buy Original Brand Soccer Balls?

Background. A soccer ball is the principal piece of sports equipment for soccer and original brands compete with each other for a big pie of the market. Objectives. The aim of this study’s interpretive structural model (ISM) was to ascertain the factors that affect the intent to purchase original brand soccer balls. Methods. First, by a study of the literature and by the use of the Delp...